How safe are Swift transfers?

I'm curious to know just how SAFE Swift transfers really are. With the rise of cybercrime and the increasing complexity of financial transactions, it's important to understand the risks involved in using this method of money transfer. Are Swift transfers encrypted and secure? Are there any common vulnerabilities that hackers might exploit? How does Swift protect against fraud and scams? And finally, what steps can individuals and businesses take to ensure their Swift transfers are as secure as possible?