I am curious about the common methods that most companies adopt to conduct credit checks. I want to know what tools or services they typically rely on to assess creditworthiness.
7
answers
Emanuele
Fri Jan 24 2025
They operate as private businesses, focusing on gathering information.
Nicola
Fri Jan 24 2025
The data they collect pertains to the spending habits of consumers.
Valentina
Fri Jan 24 2025
Additionally, they keep records of individuals' borrowing behaviors.
SakuraSpirit
Fri Jan 24 2025
Equifax, Experian, and TransUnion dominate the credit bureau landscape in the United States.
CryptoPioneer
Fri Jan 24 2025
This information is valuable and is sold to various entities.