I'm wondering who is responsible for keeping track of all my credit information. Is there a specific organization or entity that monitors and records these details?
7
answers
Michele
Mon Jan 27 2025
Each CRA might present slight variations in your credit reports.
SeoulSerenity
Mon Jan 27 2025
Credit information is generally furnished to three prominent nationwide consumer reporting agencies.
Giulia
Mon Jan 27 2025
These discrepancies can arise due to different reporting timelines or criteria.
WindRider
Mon Jan 27 2025
It's essential to review credit reports from all three agencies for a comprehensive view.
BlockchainVisionary
Mon Jan 27 2025
These agencies are Equifax, TransUnion, and Experian.