What's the safest investment in the world?

In 2025, investors seeking low-risk investment opportunities will find several viable choices. Short-term certificates of deposit are a popular option due to their guaranteed returns and minimal risk. These certificates offer higher interest rates compared to traditional savings accounts, making them an attractive choice for those looking to grow their money without taking on significant risk.

Another safe investment option in 2025 is cash management accounts. These accounts provide investors with liquidity and flexibility, allowing them to access their funds at any time without penalty. Cash management accounts often come with features such as check-writing privileges and ATM access, making them a convenient choice for investors who need easy access to their money.

Treasurys and TIPS, or Treasury Inflation-Protected Securities, are also excellent low-risk investments. Treasurys are backed by the full faith and credit of the U.S. government, making them one of the safest investments available. TIPS, on the other hand, offer protection against inflation by adjusting their principal value and interest payments based on changes in the Consumer Price Index.

Money market accounts are another popular low-risk investment choice in 2025. These accounts offer investors the ability to earn interest on their deposits while maintaining liquidity. Money market accounts typically offer higher interest rates compared to traditional savings accounts, making them an attractive choice for investors looking to grow their money without taking on significant risk.

Corporate bonds are another low-risk investment option worth considering in 2025. These bonds are issued by companies to raise capital and offer investors fixed interest payments over a specified period. While corporate bonds carry some risk due to the potential for default, they often offer higher yields compared to government bonds, making them an attractive choice for investors seeking income.